Holiday and home insurance in France

When you’re renting a furnished apartment in Paris or a furnished home anywhere in France, you must be insured for specific items depending on the length of your stay.
You’ll find bellow information, tips and solutions for vacation rentals, for stays from 2 months and for very long term rental insurances.


VACATION RENTALS


When booking an apartment for a short stay (less than 90 days) you are usually concerned about 2 holiday insurance subjects : liability for damages and cancellation/interruption.


Third party risk liability insurance :


It is used to cover the damages that you and your guests may create during your stay like a broken lock, TV or windows, a beverage on the sofa, but also fire or water issues. Having this kind of insurance covers you against this, allows you to get your security deposit back and avoids you to have the owners requested a larger amount and have the insurance company pays for the damages.


The cancellation / interruption insurance :


It happens : sometimes we do need to cancel or shorten our stay for unpredictable circumstances.
What to do then about the money you already paid or balance you are supposed to pay (indeed, the owner is entitled to ask and receive the full rent) ?


TIPS THAT PARIS BE A PART OF IT.COM CAN GIVE YOU


1- Before taking out insurance, contact your own household insurance and ask them specifically if they cover you (and your guests) abroad for your liability.  

We strongly advise our clients to make sure they are covered, amongst others for the following risks :

Explosion, fire or water damages, damage to the building and other properties belonging to the owner of the accommodation you are renting, damages caused to properties belonging to neighbors and third parties.


However, be aware that most of them do not cover you in case of cancellation or interruption. 

2- Check your credit card policy before paying for your trip and accommodation. Indeed, some banks cover you in case of cancellation, lost luggage, plane delays, etc. But often they do not cover all the guests.


NOT A CLIENT BUT YOU HAVE A RENTAL IN FRANCE OR IN EUROPE ?


Don’t worry and Click here to get insurance everywhere.
Details and free quote here.


CANCELLATION AND INTERRUPTION INSURANCE


Click here and insure all the tenants for only 3.5% of the stay. This is available for every stay in Europe from few nights to 3 months.


                                         MEDIUM AND LONG STAYS

                                (from 2 months, for clients and non-clients)

In France, when it comes to insurance, the law usually considers stays for less than 3 months and above.
For less than 90 days it’s usually a “holiday insurance”.
Beyond 90 days, it is a classical home insurance.
The classical home insurance is usually taken for 1 year even though you are staying less and it usually does not cover the damages to the apartment items (furniture).

As we know that being settled in Paris can be complicated when you aren’t fluent in French, our team will help you to set up you home insurance for your Paris apartment.

Paris Be A Part Of It.com is happy to inform you that since 2014, our historical insurance partner has come up with a solution providing our customers a full coverage responding to the French law requirements for any stays from 2 months. 


Click here to get a quote or book this insurance online on our partner secured server.

When booking our apartment, you can take any insurance as long as you are insured. Our team will be happy to give you additional contact with insurance agency.


WHAT IF YOU DON'T HAVE ANY INSURANCE ?

 
Since 2006, Paris Be A Part Of It.com has selected a renowned company which provides a package with the liability / interruption or cancellation.
Their team is fast to answer, speaks many different languages, all the guests are covered, the reimbursement isvery fast and the cost is only 3.5% of your stay. 

By chance, our clients don’t have to use often this insurance, but when it happens, it’s a relief to know that a company will take care of the problem. Ask  for more details.

- Our clients received along with their contract the possibility to take it or not–directly through our services. 

- If you are not yet one of our clients (make sure you contact us next time ;) don’t worry, you can get this insurance following the link below and pay directly on our partner secured service.


PARIS BE A PART OF IT.COM VACATION RENTAL CONTRACTS


Since 2005, our vacation rental contracts between our clients and the owners require a compulsory insurance (proof of insurance can be requested upon check in).  
We strongly advise our clients to make sure they are covered, amongst others for the following risks :


                         Explosion, fire or water damages, damage to the building and other properties
                         belonging to the owner of the accommodation you are renting, damages caused
                         to properties belonging to neighbors and third parties.

Book your holiday insurance with PBPI